Credit Card Rates
Credit card rates in the US can be very high. I’ve seen interest rates as high as 38% before and I’m not sure that is the upper limit. What is funny is that most states have usury laws that make it...
View ArticleFederal Debt Consolidation Loan
There is one way you can borrow money from the government for a consolidation loan. If you have student loans there is a federal government program to consolidate those loans into a single loan....
View ArticleBank Failures
A number of banks have been shut down by the FDIC this year including: First National Bank of Nevada First Heritage Bank of Newport Beach, California Netbank Indy Mac Bank Most of the problems plaguing...
View ArticleGovernment Student Loan Consolidation
The government doesn’t offer a debt consolidation program where you can take all of your credit card and home equity debt and roll it all into a big low interest loan to the government. While the...
View ArticleDebt Consolidating Refinance
If you have a bunch of high interest debt but have equity in your house, you might be able to create a do-it-yourself debt consolidation loan to refinance. Refinancing your house is a process of...
View ArticleDebt Free Consolidation
At first glance debt free consolidation seems oxymoronic. If you are getting consolidation loan, you obviously aren’t debt-free. Being debt-free is a journey. It is a process for most people. You can’t...
View ArticleFree Credit Consolidation
Is there such a thing as free credit consolidation? No. Of course not. No one is going to give you a loan for free. You’re going to have to pay for one way or another. Credit consolidation works the...
View ArticleCredit Debt Consolidation
Credit debt consolidation is a way of combining all of your high interest loans into a single loan at a lower interest rate. Consumer credit such as credit cards, revolving credit, etc. often charge...
View ArticleCredit Consolidation
Modern life involves credit in many different shapes sizes and forms. There are credit cards, store charge cards, deferred payment plans for furniture, automobile payments, school loans and many other...
View ArticleDebt Consolidation Loans-Good and Bad
As the value of the housing market has fallen the trend toward debt consolidation has slowed down. Still there many people looking for ways of consolidating high interest debt into lower interest loans...
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